Lake Oconee Schools & Healthcare: What to Know Before You Move
Lake Oconee has long been known as a retirement and second-home destination, but more young families are putting down roots here every year. If you're one of them, the first thing to understand about schools is simple: your county determines your options. The same goes for healthcare, so this page covers both.
The lake touches Greene, Putnam, and Morgan counties, and each has its own public school system. Before you fall in love with a house, confirm which county it's in.
Public Charter: Lake Oconee Academy (Greene County)
Lake Oconee Academy, known locally as LOA, is the name most newcomers hear first. It is a charter school serving students in grades K-12 in Greensboro, Georgia, Greene County, and because it's a public school, there's no tuition.
The school has a strong track record. Its honors include 2014 National Blue Ribbon School status, AP Honor School recognition from 2018 to 2024, and a 5-Star School Climate Star Rating from the Georgia DOE; it was again recognized as a National Beta School of Distinction for the 2025-2026 school year.
The key detail for movers: You must be a Greene County resident to enroll in LOA, and an application is required. LOA operates under one county-wide attendance zone, and if it receives more applications than seats in a grade level, students are admitted by lottery. The lottery is held each spring, so timing your move and application matters. Living in Greene County makes your child eligible, but it doesn't guarantee a seat.
Greene County School System
Greene County's traditional public schools are based in Greensboro and Union Point. The lineup includes Greene County Primary School (grades K-4) in Union Point, a Pre-K program in Greensboro, Anita White Carson Middle School (grades 5-8), Greene County High School (grades 9-12), and the Greene College & Career Academy, which gives high schoolers hands-on career pathways. Class sizes are small: Greene County High School reports 432 students and a student/teacher ratio of about 10 to 1.
Putnam County Charter School System (Eatonton)
Homes on the Eatonton side of the lake fall into the Putnam County Charter School System, a district with a simple, grade-banded structure: Putnam County Primary School (PK-2), Putnam County Elementary School (3-5), Putnam County Middle School (6-8), and Putnam County High School (9-12), all in Eatonton. The district recently invested in facilities, and the new Putnam County Elementary School officially opened with a ribbon-cutting hosted by the Eatonton-Putnam Chamber of Commerce on a campus on the east side of Eatonton behind Putnam County Middle School.
Morgan County Charter Schools (Madison)
On the lake's northern end, Morgan County is served by a district that consistently earns high marks. Morgan County Charter Schools is a highly rated public school district in Madison with 3,562 students in grades PK-12. Its high school offers AP courses, 21 sports, and a Gifted & Talented program, and has earned 3 College Success Awards since the 2018-19 school year, most recently for 2024-25. Families also get to enjoy historic downtown Madison as their hometown hub.
Private School Option
Gatewood Schools (Eatonton). For families who want a private, college-prep education close to the lake, Gatewood Schools has been a trusted choice since 1970. The Christian, independent school serves students from preschool through 12th grade on a 36-acre campus in downtown Eatonton, and it welcomes families from Putnam, Greene, Morgan, and surrounding counties, so it's an option no matter where you buy.
Small classes are a hallmark, with a 9-to-1 student-teacher ratio, and the results show it. The Class of 2025 had 100 percent college acceptance, with 66 percent dual enrolled and 93 percent HOPE eligible. Athletics, fine arts, and service round out student life, and bus routes, financial aid, and GOAL Scholarship tax credits help make it accessible for lake families.
Plan a visit: 139 Phillips Drive, Eatonton · 706-485-8231 · gatewoodschool.com
Higher Education Within Reach
Lake Oconee's central location puts major universities within easy driving distance: Athens and the University of Georgia, and Milledgeville and Georgia College, are both within 45 minutes of the Greene County side. That's a real plus for dual-enrollment students and for families who want to stay close once kids head to college.
Healthcare Near Lake Oconee
Greene County (Greensboro)
St. Mary’s Good Samaritan Hospital, 5401 Lake Oconee Parkway, (706) 453-7331.
This 25-bed, Joint Commission-accredited hospital has a 24-hour emergency department, general surgery, MRI and CT imaging, and rehabilitation. It also offers telehealth specialist consults with St. Mary’s in Athens, and the Georgia Alliance of Community Hospitals named it 2024 Small Hospital of the Year.
For non-emergencies, Greensboro has Oconee Valley Healthcare, Family Medical Associates of Lake Oconee, and an orthopedic care at the Athens Orthopedic Clinic’s Lake Oconee campus.
Putnam County (Eatonton)
Putnam General Hospital, 101 Lake Oconee Parkway, (706) 485-2711.
This 25-bed hospital is an Atrium Health Navicent partner with a 24-hour emergency room, surgical services, radiology, lab, physical therapy, and cardiac rehab.
For primary and urgent care, Eatonton has Lake Oconee Urgent & Specialty Care and Mercer Medicine Putnam County, both at Harmony Crossing.
Morgan County (Madison)
Morgan Medical Center,1740 Lions Club Road, (706) 342-1667.
This 25-bed hospital is a Level IV trauma center and a remote treatment stroke center, and it works with Piedmont Athens Regional.
Larger Hospitals Within Driving Distance
Athens, home to St. Mary’s Hospital and Piedmont Athens Regional, is about 35 miles from Greensboro and Madison, roughly 45-60 minutes. Augusta, home to Wellstar MCG Health is about a 75 minute drive Greensboro and Eatonton.
Tips for Families Planning a Move
Confirm the county first. Several lake communities sit near county lines, so verify the parcel's county with your agent before you commit, especially if LOA is your goal.
Mark the LOA lottery on your calendar. Applications and the spring lottery happen on a set schedule, so a summer move can mean waiting a year for an opening.
Visit in person. Test scores tell part of the story; a tour tells you the rest. Every school listed here welcomes prospective families.
Check directly with the district. Attendance boundaries, grade configurations, and enrollment rules can change, so always confirm with the school system before you buy.
Map your drive to the ER. Check the route from any home you’re considering to the nearest emergency room and to the specialists you already see.
Check your insurance. Confirm that your plan, including Medicare, works with the local hospitals and clinics before you buy.
Not Sure Which County Fits?
Your county decides your schools, your nearest hospital, and your tax bill. Tell Kathy Daniel what matters most, and she’ll show you homes in the county that fits.
Call Kathy: (706) 473-1707
